Super Visa Insurance tips that can save you enough money to go on a dream vacation
As the days turn warmer, it is natural for us to have thoughts of visitors to Canada, especially parents or grandparents. The Super Visa is an option for parents and grandparents of Canadian citizens and permanent residents to visit their family in Canada. These family members may be eligible to apply for the Parent and Grandparent Super Visa to visit you in Canada for up to 2 years without the need to renew their status. However, visitor insurance is critical for any visitor to Canada under this program and can help you save on unexpected costs that may make a dent in your vacation plans.
What are the requirements for a Super Visa application?
To obtain a Parent or Grandparent Super Visa for Canada, applicants must have valid emergency medical insurance. Pristine Insurance can help you with that. Super Visa applications need to provide proof that they have private emergency medical insurance valid for a minimum of 1 year, from a Canadian insurance company such as Pristine Insurance, and that it:
- Covers emergency medical care, hospitalization and repatriation;
- Provides a minimum coverage of $100,000;
- Provides the ability to return to the home country during the trip without cancelling coverage;
A deductible is an amount that must be paid, out of your pocket, for each claim that is made. If you have a $0 deductible and make a claim, the insurance company will pay the whole amount (YOUR RESPONSIBILITY IS $0.00). If you have a $1000 deductible, and the claim amount is $3000, you would pay $1000 and the insurer would pay $2000. The deductible options range from $0-$25,000. You can use a deductible to save on your total cost of buying the insurance and go a long way to helping you escape the winter blues on a much deserved holiday to the Caribbean!
A pre-existing condition is any medical condition that occurred before the effective date of the policy. You can choose whether or not you would like to insure the pre-existing condition when purchasing the Super Visa visitor insurance with Pristine Insurance.
Super Visa medical insurance for visitors to Canada covers any unexpected, unforeseen sickness or injury, which requires immediate medical treatment. It may be flu, fever, stroke, broken leg, an unexpected complication of a stable pre-existing chronic condition (if the policy covers stable pre-existing medical conditions), etc. Call us today at Pristine Insurance to discuss the requirements of super visa visitor insurance for your visitors to Canada.
Your Super Visa Insurance start date
You can purchase the super visa visitor insurance far ahead of the intended travel dates. The policy comes into effect only on the effective date. With the Pristine Insurance super visa insurance for your visitors to Canada, you can make changes to any aspect of the policy before the policy effective start date. This included policy type, coverage, deductible or any other aspect. Call us today at Pristine Insurance to discuss your needs with the super visa insurance and get ready to welcome your visitors to Canada.
Don’t let unexpected costs affect your fun time with visitors to Canada. Call us today to discuss your needs, save money and plan a fun holiday trip for yourself with all the money you will save.